Life Insurance & Long-Term Care Insurance in Seymour, IN
While some insurance is for the here and now in Seymour, IN, like car insurance, other insurance coverage is for potential future needs. Life insurance and long-term care insurance are products that are designed to provide financial assistance in the future should the situation warrant. At ISU-Bright Agency, we can help you determine just how much coverage you may want to have. These insurance products each have different goals but are important for different stages of life as well.
Life insurance is primarily for the working years as a way to help provide the lost income for that person, while long-term care insurance provides resources to pay for assisted care, which typically comes long later in life after retirement. Contact us today to discuss your needs for both of these kinds of insurance products.
Life Insurance in Seymour, IN
When it comes to getting life insurance, knowing what the proceeds will be used for is important for helping to determine how much coverage you should have. For some people, having life insurance is a way to have funds to invest that will produce an income for the surviving family members. In other cases, the life insurance amount will be used to pay off debt so that other family members don’t have to worry about those things.
The goal is to have a personalized life insurance plan that works for your situation, and that situation may look different at different stages of life. Older people may want to have life insurance as a way to pay for funeral expenses, while younger people may want it for investment purposes to replace an income. Either way, discussing with your independent agent is important to get the right coverage.
Long-Term Care Insurance in Seymour, IN
As we age, the likelihood that we will need to spend more money on medical costs increases. In some cases in Seymour, Indiana, people will need assistance with several daily living tasks, and long-term care insurance can help to cover these costs. The younger a client is who gets long-term care insurance through ISU-Bright Agency, the less expensive it will be, but this isn’t necessarily the right answer for everyone. Talk with our team to learn more about adding long-term care insurance.
Having the right insurance products in place can make dealing with many situations much more palatable and ease the pain. The city is known as the “Crossroads of Southern Indiana” for its location at the intersection of two major north–south and east–west railroads, which cross each other in the downtown area. The companies Aisin USA (the US branch of the Fortune Global 500 Company) and Rose Acre Farms (the 2nd largest egg producer in the United States) are headquartered in Seymour. The first settlers arrived in the spring of 1853. On June 29, 1854, the first train on the new Ohio and Mississippi Railroad stopped in Seymour and fired a celebratory cannon shot.
Contact us today to discuss adding one or both of these important insurance coverages.